Seamless Payment Processing for Retail Businesses

Modern POS, faster checkouts, and transparent pricing built for brick-and-mortar stores. Accept payments anywhere with industry-leading reliability.

Starting from 2.5% + 10¢

Rates from 2.5% + 10¢ and Credit cards 3.5% + 10¢ per transaction.

Free POS Hardware

Free POS Hardware

EMV, Tap-to-Pay, and NFC terminals included.

Go live in 24 hours

Setup, POS install, and staff onboarding.

Omnichannel integration

Sync online & in-store sales automatically.

Common Retail Challenges We Solve

Cut fees, modernize checkout, and streamline your in-store experience with a single integrated solution.

High Processing Fees

High Processing Fees

Traditional processors charge hidden markups that eat into profits. PAYSYS offers transparent rates starting at 2.5% + 10¢ to help you keep more from every sale.

Outdated POS Systems

Outdated POS Systems

Slow or limited hardware increases wait times and lost sales. We include free EMV and NFC-ready terminals to speed up every checkout.

Disconnected Sales Channels

Disconnected Sales Channels

Separate systems for online and in-store sales cause inventory errors. Our unified platform keeps everything synced in real time.

Built for Every Kind of Retail Store

From small boutiques to multi-lane supermarkets, PAYSYS adapts to your workflow and customer volume.

Boutiques and Apparel

Boutiques and Apparel

Manage returns, variants, and loyalty in one system.

Best-fit features:

Inventory syncRefund automationCustomer rewards
Convenience Stores

Convenience Stores

Quick checkout for high-volume foot traffic.

Best-fit features:

Cash discountEMV terminalsInstant batch close
Electronics and Gadgets

Electronics and Gadgets

Secure payments for high-ticket items.

Best-fit features:

Fraud protectionSerial trackingSecure gateways
Supermarkets

Supermarkets

Handle multiple lanes and barcode scanners seamlessly.

Best-fit features:

Multi-lane POSBarcode syncInstant deposits

All Your Sales, One Dashboard

Connect your in-store POS with your eCommerce platform to keep products, orders, and customers perfectly aligned.

Shopify
Woo Commerce
Big Commerce
Wix
Squarespace

Save on Every Swipe with a Cash Discount Program

Encourage cash payments and reduce your processing costs while remaining compliant with signage and network rules.

How It Works

  • A small service fee applies to card payments.
  • Cash customers automatically receive a discount.
  • Your effective processing rate can drop close to zero.

Solutions

  • Eliminate up to 100% of processing fees.
  • Fully compliant with card-brand guidelines.
  • Free signage templates included.

Retail Pricing That Keeps You Competitive

No hidden markups or long-term contracts. Choose a plan that fits your store’s volume.

Starter

< $50K/month
In Store
1.79% + 10¢
Online
2.3% + 20¢
Keyed-In
2.5% + 25¢
  • 3% Surcharge.
  • FREE basic POS hardware.
  • No monthly fees.
  • No contract.
  • Basic reporting.
Most Popular

Growth

$50K-$250K/month
In Store
2.5% + 10¢
Online
3.5% + 10¢
Keyed-In
3.5% + 10¢
  • FREE advanced POS system.
  • Advanced reporting.
  • Priority support.
  • Loyalty programs.

Enterprise

$250K+/month
Custom Rates
From 0.99%
Interchange Plus
Available
  • FREE basic POS hardware.
  • No monthly fees.
  • No contract.
  • Basic reporting.

Launch in as Little as 24 Hours

A simple, guided process that gets your business live fast.

01

Apply and Get Approved

Submit business info → Approval within 24 hours

02

Configure AND Ship

POS arrives pre-configured → Plug & play setup

03

Integrate and Test

Connect your eCommerce platform → Process first test sale

04

Train and Launch

Quick staff onboarding → Start accepting payments same day

Enterprise-Grade Security for Every Transaction

Built to meet the highest standards for data protection and fraud prevention.

PCI DSS LEVEL 1 CERTIFIED

REAL-TIME FRAUD DETECTION

GDPR AND CCPA COMPLIANT

END-TO-END ENCRYPTION AND TOKENIZATION

OPTIONAL AGE VERIFICATION ADD-ON

Common Questions

Trusted by Mobile Vendors Across the Country

From single-truck coffee stands to multi-city fleets, thousands of mobile businesses rely on PAYSYS to process payments anywhere.

“Switching to PAYSYS cut our processing costs by 30%. Setup was seamless, and we were live the next day.”“Switching to PAYSYS cut our processing costs by 30%. Setup was seamless, and we were live the next day.”
Sarah M.
Brooklyn Boutique, CA
“Our two locations now share one POS system and synced inventory — no more manual reports.”“Our two locations now share one POS system and synced inventory — no more manual reports.”
James R.
ElectroHub, CA

Ready to Start Accepting Payments Today?

Transparent pricing, reliable service, and fast setup — everything your retail store needs to succeed.