Low-Risk • Retail Stores

Seamless Payment Processing for Retail Businesses

Modern POS, faster checkouts, and transparent pricing built for brick-and-mortar stores. Accept payments anywhere with industry-leading reliability.

Starting from 2.5% + 10¢

Rates from 2.5% + 10¢ and Credit cards 3.5% + 10¢ per transaction.

Free POS Hardware

Free POS Hardware

EMV, Tap-to-Pay, and NFC terminals included.

Go live in 24 hours

Setup, POS install, and staff onboarding.

Omnichannel integration

Sync online & in-store sales automatically.

Common Retail Challenges We Solve

Cut fees, modernize checkout, and streamline your in-store experience with a single integrated solution.

High Processing Fees

Traditional processors charge hidden markups that eat into profits. PAYSYS offers transparent rates starting at 2.5% + 10¢ to help you keep more from every sale.

Outdated POS Systems

Slow or limited hardware increases wait times and lost sales. We include free EMV and NFC-ready terminals to speed up every checkout.

Disconnected Sales Channels

Separate systems for online and in-store sales cause inventory errors. Our unified platform keeps everything synced in real time.

Built for Every Kind of Retail Store

From small boutiques to multi-lane supermarkets, PAYSYS adapts to your workflow and customer volume.

Boutiques and Apparel

Boutiques and Apparel

Manage returns, variants, and loyalty in one system.

Inventory syncRefund automationCustomer rewards
Convenience Stores

Convenience Stores

Quick checkout for high-volume foot traffic.

Best-fit features:

Cash discountEMV terminalsInstant batch close
Electronics and Gadgets

Electronics and Gadgets

Secure payments for high-ticket items.

Best-fit features:

Fraud protectionSerial trackingSecure gateways
Supermarkets

Supermarkets

Handle multiple lanes and barcode scanners seamlessly.

Best-fit features:

Multi-lane POSBarcode syncInstant deposits

All Your Sales, One Dashboard

Connect your in-store POS with your eCommerce platform to keep products, orders, and customers perfectly aligned.

Shopify
Woo Commerce
Big Commerce
Wix
Squarespace

Track customer history, manage loyalty programs, and reconcile online + in-store gift cards — all in one place.

Save on Every Swipe with a Cash Discount Program

Encourage cash payments and reduce your processing costs while remaining compliant with signage and network rules.

How It Works

  • A small service fee applies to card payments.
  • Cash customers automatically receive a discount.
  • Your effective processing rate can drop close to zero.
Soluions

Soluions

  • Eliminate up to 100% of processing fees.
  • Fully compliant with card-brand guidelines.
  • Free signage templates included.

Retail Pricing That Keeps You Competitive

No hidden markups or long-term contracts. Choose a plan that fits your store’s volume.

Tiered Plan

Card present 2.5% + 10¢
Card not present 3.5% + 10¢
  • No monthly fees.
  • No contract.
  • Basic reporting.

Surcharge Plan

3% Surcharge
  • Advanced reporting.
  • Priority support.
  • Loyalty programs.

Duo Promo

3.85% Surcharge
  • Free Clover Duo!
  • No monthly fees.

Custom Pricing

Interchange +
  • Send your processing statements for a customizable quote.

Launch in as Little as 24 Hours

A simple, guided process that gets your business live fast.

01

Apply and Get Approved

Submit business info → Approval within 24 hours

02

Configure AND Ship

POS arrives pre-configured → Plug & play setup

03

Integrate and Test

Connect your eCommerce platform → Process first test sale

04

Train and Launch

Quick staff onboarding → Start accepting payments same day

Enterprise-Grade Security for Every Transaction

Built to meet the highest standards for data protection and fraud prevention.

PCI DSS LEVEL 1 CERTIFIED

REAL-TIME FRAUD DETECTION

GDPR AND CCPA COMPLIANT

END-TO-END ENCRYPTION AND TOKENIZATION

OPTIONAL AGE VERIFICATION ADD-ON

Common Questions

Ready to Start Accepting Payments Today?

Transparent pricing, reliable service, and fast setup — everything your retail store needs to succeed.